1. Trim MSRP
The starting price before freight, PDI, and fees. See the table below for every 2026 Civic Sedan and Hatchback trim's real MSRP.
Photo: American Honda (Honda US Newsroom). 2026 Honda Civic.
The 5 things that build a Civic lease payment
Two people can lease the same Civic trim and get different monthly payments — here's why, in the order they actually matter.
2. Residual value
What Honda Financial Services predicts the Civic will be worth at lease end. A higher residual means a lower payment, because you're only financing the depreciation, not the full price.
3. Money factor
The lease equivalent of an interest rate, shown as a small decimal on the contract. Ask Henry to convert it to a percentage so you can compare it to a finance rate.
4. Kilometre allowance
Typically 16,000 / 20,000 / 24,000 km per year. A lower allowance lowers the payment but raises your risk of an overage charge at lease end.
A sixth factor, Ontario HST, is applied to every payment on top of the base lease calculation. For the full mechanics of how these combine — including the money-factor-to-interest-rate conversion — see Leasing a Honda in Ontario: What You Actually Sign For and Henry's lease vs. finance walk-through.
2026 Honda Civic trims & MSRP
Manufacturer's suggested retail price, before freight/PDI and fees. Verified against honda.ca Build & Price and Maple Honda's own trim audit.
| Body / Trim | Powertrain | MSRP (CAD) |
|---|---|---|
| Sedan LX | 2.0L, 150 hp | $28,440 |
| Sedan Sport | 2.0L, 150 hp | $32,300 |
| Sedan Sport Hybrid | 2.0L Hybrid, 200 hp | $34,200 |
| Sedan Sport Touring Hybrid | 2.0L Hybrid, 200 hp | $37,700 |
| Sedan Si | 1.5L turbo, 200 hp | $36,700 |
| Hatchback Sport | 2.0L, 150 hp | $32,300 |
| Hatchback Sport Hybrid | 2.0L Hybrid, 200 hp | $36,100 |
| Hatchback Sport Touring Hybrid | 2.0L Hybrid, 200 hp | $39,600 |
Add freight/PDI ($1,830 for cars) and dealer fees to reach honda.ca's "Selling Price," then HST. See the full Civic feature sheet by trim for what each price level includes.
Gas Civic or Civic Hybrid — which leases better?
The Hybrid costs more to start. Whether it leases for less per month depends on the whole picture, not just MSRP.
MSRP gap
Sedan Sport ($32,300) to Sedan Sport Hybrid ($34,200) is a $1,900 MSRP difference for +50 hp (200 vs 150) and a hybrid powertrain.
Residual value
Hybrid trims generally hold value better over a lease term than the equivalent gas trim — one of the two levers (with the money factor) that can close or even flip the payment gap.
Fuel economy
Civic Hybrid is rated 4.9 L/100 km combined — the lowest of any Civic trim — a real ongoing cost difference on top of the lease payment itself.
Only a side-by-side quote at your actual term and kilometre allowance shows the real gap. Ask Henry to run both →
What kilometre allowance should you pick?
16,000 km/year
Lowest payment. Fits light in-city driving with few highway trips. Risky for a Vaughan-to-Toronto daily commute.
20,000 km/year
The most common choice for a GTA commuter. Covers a typical daily commute plus regular weekend driving.
24,000 km/year
Higher payment, but the right call if you commute long distances, road-trip often, or aren't sure — overage charges cost more than paying for the km upfront.
Real feedback from Honda lessees at Maple Honda
Naila Aaijaz · Civic lease renewal · ★★★★★
"Loyal to Honda for over a decade and truly thankful to Henry Chen at Maple Honda for the exceptional service. He helped me renew my car lease that fits into my budget perfectly."
Kevin P. · ★★★★★
"My wife and I had the best car purchase experience with Maple Honda. Henry was our guy and he wasn't pushy in any way. He gave us our space. 12/10 experience."
FAQ: Honda Civic leasing in Ontario
What determines a Honda Civic lease payment in Ontario?
Five things: the trim's MSRP, the residual value Honda Financial Services sets for that term, the money factor, your annual kilometre allowance, and Ontario HST applied to each payment.
Is the Civic Hybrid more expensive to lease than the gas Civic?
The Hybrid's MSRP starts higher (Sport Hybrid at $34,200 vs. Sport at $32,300), but Hybrid trims typically hold value better over a lease term, which works against the higher starting price. Text Henry your term and mileage and he'll run both.
Civic Sedan or Civic Hatchback for a lease?
They share the same engine and Hybrid powertrain, but MSRPs differ by trim and body style — Hatchback Sport Hybrid ($36,100) sits above Sedan Sport Hybrid ($34,200) for the added cargo flexibility. Compare both against your actual space needs, not just the payment.
What Civic kilometre allowance should I pick for a GTA commute?
Typically 16,000, 20,000, or 24,000 km/year. A daily GTA commute plus weekend driving often lands in the 15,000–20,000 km/year range — underestimating costs more at lease end than a slightly higher payment upfront.
Where is the 2026 Honda Civic built?
Civic Sedan (gas and Hybrid) and Civic Si are built at Honda of Canada Manufacturing in Alliston, Ontario.
Can I get this month's actual Civic lease payment from Henry?
Yes — rates and residuals move monthly, so this page doesn't publish a number that could be stale by the time you read it. Text your trim, term, and annual kilometres to (647) 523-6878.
Ready for this month's real Civic lease numbers?
Tell Henry the trim, term, and annual kilometres you have in mind. He'll reply with this month's actual payment — not a guess.