1. Trim MSRP
The starting price before freight, PDI, and fees. See the table below for every 2026 Civic Sedan and Hatchback trim's real MSRP.
Photo: Honda Canada. 2026 Honda Civic.
The 5 things that build a Civic lease payment
Two people can lease the same Civic trim and get different monthly payments — here's why, in the order they actually matter.
2. Residual value
What Honda Financial Services predicts the Civic will be worth at lease end. A higher residual means a lower payment, because you're only financing the depreciation, not the full price.
3. Money factor
The lease equivalent of an interest rate, shown as a small decimal on the contract. Ask Henry to convert it to a percentage so you can compare it to a finance rate.
4. Kilometre allowance
Honda Canada offers annual allowances from 12,000 km up to 40,000 km (24,000 km is standard). A lower allowance lowers the payment but raises your risk of an overage charge at lease end — confirm options on honda.ca Build & Price.
A sixth factor, Ontario HST, is applied to every payment on top of the base lease calculation. For the full mechanics of how these combine — including the money-factor-to-interest-rate conversion — see Leasing a Honda in Ontario: What You Actually Sign For and Henry's lease vs. finance walk-through.
2026 Honda Civic trims & MSRP
Manufacturer's suggested retail price, before freight/PDI and fees. Verified against honda.ca Build & Price and Maple Honda's own trim audit.
| Body / Trim | Powertrain | MSRP (CAD) |
|---|---|---|
| Sedan LX | 2.0L, 150 hp | $28,440 |
| Sedan Sport | 2.0L, 150 hp | $32,300 |
| Sedan Sport Hybrid | 2.0L Hybrid, 200 hp | $34,200 |
| Sedan Sport Touring Hybrid | 2.0L Hybrid, 200 hp | $37,700 |
| Sedan Si | 1.5L turbo, 200 hp | $36,700 |
| Hatchback Sport | 2.0L, 150 hp | $32,300 |
| Hatchback Sport Hybrid | 2.0L Hybrid, 200 hp | $36,100 |
| Hatchback Sport Touring Hybrid | 2.0L Hybrid, 200 hp | $39,600 |
Add freight/PDI ($1,830 for cars) and dealer fees to reach honda.ca's "Selling Price," then HST. See the full Civic feature sheet by trim for what each price level includes.
Gas Civic or Civic Hybrid — which leases better?
The Hybrid costs more to start. Whether it leases for less per month depends on the whole picture, not just MSRP.
MSRP gap
Sedan Sport ($32,300) to Sedan Sport Hybrid ($34,200) is a $1,900 MSRP difference for +50 hp (200 vs 150) and a hybrid powertrain.
Residual value
Hybrid trims generally hold value better over a lease term than the equivalent gas trim — one of the two levers (with the money factor) that can close or even flip the payment gap.
Fuel economy
Civic Hybrid is rated 4.9 L/100 km combined — the lowest of any Civic trim — a real ongoing cost difference on top of the lease payment itself.
Only a side-by-side quote at your actual term and kilometre allowance shows the real gap. Ask Henry to run both →
What kilometre allowance should you pick?
Honda Canada leases run from 12,000 km/year up to a maximum of 40,000 km/year (24,000 km is the standard allowance per honda.ca). Most GTA buyers land in the 16,000–24,000 range — confirm your allowance and how it affects payment on honda.ca Build & Price.
16,000 km/year
Lower payment. Fits light in-city driving with few highway trips. Risky for a Vaughan-to-Toronto daily commute.
20,000 km/year
The most common choice for a GTA commuter. Covers a typical daily commute plus regular weekend driving.
24,000 km/year and up
Honda’s standard allowance is 24,000 km/year; you can purchase additional kilometres at signing, up to 40,000 km/year total. The right call if you commute long distances, road-trip often, or aren’t sure — overage charges cost more than paying for the km upfront.
Real feedback from Honda lessees at Maple Honda
Naila Aaijaz · Civic lease renewal · ★★★★★
"Loyal to Honda for over a decade and truly thankful to Henry Chen at Maple Honda for the exceptional service. He helped me renew my car lease that fits into my budget perfectly."
Kevin P. · ★★★★★
"My wife and I had the best car purchase experience with Maple Honda. Henry was our guy and he wasn't pushy in any way. He gave us our space. 12/10 experience."
FAQ: Honda Civic leasing in Ontario
What determines a Honda Civic lease payment in Ontario?
Five things: the trim's MSRP, the residual value Honda Financial Services sets for that term, the money factor, your annual kilometre allowance, and Ontario HST applied to each payment.
Is the Civic Hybrid more expensive to lease than the gas Civic?
The Hybrid's MSRP starts higher (Sport Hybrid at $34,200 vs. Sport at $32,300), but Hybrid trims typically hold value better over a lease term, which works against the higher starting price. Text Henry your term and mileage and he'll run both.
Civic Sedan or Civic Hatchback for a lease?
They share the same engine and Hybrid powertrain, but MSRPs differ by trim and body style — Hatchback Sport Hybrid ($36,100) sits above Sedan Sport Hybrid ($34,200) for the added cargo flexibility. Compare both against your actual space needs, not just the payment.
What Civic kilometre allowance should I pick for a GTA commute?
Honda Canada offers allowances from 12,000 km/year up to 40,000 km/year (24,000 km is standard). A daily GTA commute plus weekend driving often lands in the 15,000–20,000 km/year range — underestimating costs more at lease end than a slightly higher payment upfront. Confirm your allowance on honda.ca Build & Price.
Where is the 2026 Honda Civic built?
Civic Sedan (gas and Hybrid) and Civic Si are built at Honda of Canada Manufacturing in Alliston, Ontario.
Can I get this month's actual Civic lease payment from Henry?
Check current lease payments on honda.ca Build & Price first — rates and residuals move monthly, so this page does not publish a payment estimate. Text your trim, term, and annual kilometres to (647) 523-6878 and Henry will confirm this month’s number.
Ready for this month's real Civic lease numbers?
Confirm current lease payments on honda.ca Build & Price, then text Henry the trim, term, and annual kilometres you have in mind — he’ll confirm this month’s number for your deal.
Lease ending soon? Get your three numbers before Honda calls you.
Tell Henry four things and he'll come back in writing with your buyout price, what the vehicle is actually worth on today's market, and whether you're sitting on equity you didn't know about. No obligation, no trade-in commitment, and you do not have to buy your next car from him. Most people find out they had more room to negotiate than they thought — but only if they ask before the last two weeks.
Ask Henry a question
Not ready to book anything? Just ask. Henry Chen answers every message himself — usually within a couple of hours during business hours. No call list, no pressure, and no obligation to buy anything.